What is Auth and Capture?

An auth and capture transaction is suitable for credit-based purchases with a delay involved. An example is an e-commerce sale that involves shipping after a few days.

The payment is authed at the time of purchase and captured at the time of shipping.

  • Authorize: authorize a subscriber’s credit card/ account for a period (expires after 30 days)

    • check with the subscriber’s bank to see if the credit card is legitimate
    • has sufficient funds for the amount authorized.
      If the subscriber’s bank approves, a hold is placed on the funds in the subscriber’s account but no money has moved, yet.
  • Capture: To move money from the subscriber’s account, you have to issue a capture request on the original authorization to collect (“capture”) the funds.

  • Cancel: If you choose not to capture the funds from the subscriber’s account, you can explicitly cancel the authorization to release the hold on those funds.

References

https://docs.recurly.com/docs/auth-and-capture

Leave a Reply

Please log in using one of these methods to post your comment:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

%d bloggers like this: